body {
	margin:0px;
	background-color: #f0f0f0;
}

body, td, tr, div, span, font{
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 12px;
	color: #333333;
}

.bottom_text{
font-family:Verdana, Geneva, sans-serif;
font-size:10px;
color:#999999;
}

a {color: #164F96;}

.paragraph_headers{
font-size:20px; 
font-family: "Adobe Garamond Pro", Garamond, Baskerville, Georgia;
/*font-style:italic;*/
font-weight:bold;
color: #004b91;
}
.orange{
	color:#ff9933;
	text-decoration:none;
	font-weight:bold;
}
.blue{color: #004b91;}

hr{margin:30px 0; color: #ccc; background-color: #ccc; height: 1px; border: 0;  width: 100%;}